well, how do you start your day when it's your birthday? first break all the rules you've learned regarding finance. pamper your self with a good vanilla latte and a slice of muffins. Hmmm.. seriously a quite time with your self with some nice music to think about what happened the past years and plan for another year.
did i say break all the rules regarding finance? yes but i did not say forget them, just break them all for this day. well we were supposed to spend some huge amount of money this weekend since it's my wife's birthday is two days ahead of mine but some miracles came up and aborted half of our plans to splurged.
first expensive thing i bought this month and for a long time now is a pair of earring and a very, very beautiful white gold ring with a precious stone on it. why did i spend on this? it was a good deal for the same price i got the seller to give me a good terms, it is actually twice the number of payment terms she gives to her regular client. it was really funny how i was able to convince her, we were discussing the price using her calculator to avoid the other clients knowing the terms heheheh, that's the wise financial person in me...thanks to all those readings i made. the family had an outing together with the in-laws, cousins, pamangkins and some friends in a new resort, according to ghie we only spent PhP2K for the whole event considering our number. my mother in-law took care most of the expenses as her way of returning the favor for all those years that we have been handling the expenses for the family outing. well that's the most expenses we had for this weekend aside from treating the yaya of rylev to a good lunch in contis this mother's day which coincides with her leaving us for good to study.
what were suppose to be the other expenses, first we were suppose to go to a resort just ghie and the kids, i guess that's another PhP10k damage. and since ghie still has no gift for me, she was considering on purchasing nikon d60 which based on our survey this mother's day, the lowest is around PhP34K. if we did push through with the gift and the trip we could have easily spend around PhP80K in one month, good enough to fund our first carinderia. ghie and i were very surprise that we can afford such things considering that we don’t yet have a passive income. well thanks to not giving to pressure and i will not be buying the camera anytime soon until we have a passive income "delayed gratification", thanks to rylev and shaun for making me so tired last sunday playing in timezone and buying their school needs that i was no longer able to take the long drive to batangas for our family outing. this is a good PhP40K saving.
well you might ask what made me think twice that allowed us to saved that PhP40K? the books and my new mindset with regards to creating passive income which i will talk about on my coming post next week since a lot of good things will happen on my birthday week. and i guess the good lord gave me a sign, i was on my way back to my old habit of compulsive buying until i saw this sign in edsa on our way to trinoma "LIKUAN U", it was really funny but it made sense for me during that day. sometime’s we get lost on our track whether spiritually, professionally or on our adventure to financial freedom but sometimes it only takes a sign to get back in line just by a "U TURN".
happy birthday to me, thanks to all those who greeted me. thanks to joyful office-friends that keeps the stress low and allow us to tour philippines and who also makes my work meaningful, thanks to high-school long-time friends who don’t don’t forget special occasions and find time to have fun from time-to-time, thanks to old officemate who still remember my birthday. thanks to my family for supporting me and most specially thanks to ghie, shuan and rylev for making life so meaningful….love you all.
did i say break all the rules regarding finance? yes but i did not say forget them, just break them all for this day. well we were supposed to spend some huge amount of money this weekend since it's my wife's birthday is two days ahead of mine but some miracles came up and aborted half of our plans to splurged.
first expensive thing i bought this month and for a long time now is a pair of earring and a very, very beautiful white gold ring with a precious stone on it. why did i spend on this? it was a good deal for the same price i got the seller to give me a good terms, it is actually twice the number of payment terms she gives to her regular client. it was really funny how i was able to convince her, we were discussing the price using her calculator to avoid the other clients knowing the terms heheheh, that's the wise financial person in me...thanks to all those readings i made. the family had an outing together with the in-laws, cousins, pamangkins and some friends in a new resort, according to ghie we only spent PhP2K for the whole event considering our number. my mother in-law took care most of the expenses as her way of returning the favor for all those years that we have been handling the expenses for the family outing. well that's the most expenses we had for this weekend aside from treating the yaya of rylev to a good lunch in contis this mother's day which coincides with her leaving us for good to study.
what were suppose to be the other expenses, first we were suppose to go to a resort just ghie and the kids, i guess that's another PhP10k damage. and since ghie still has no gift for me, she was considering on purchasing nikon d60 which based on our survey this mother's day, the lowest is around PhP34K. if we did push through with the gift and the trip we could have easily spend around PhP80K in one month, good enough to fund our first carinderia. ghie and i were very surprise that we can afford such things considering that we don’t yet have a passive income. well thanks to not giving to pressure and i will not be buying the camera anytime soon until we have a passive income "delayed gratification", thanks to rylev and shaun for making me so tired last sunday playing in timezone and buying their school needs that i was no longer able to take the long drive to batangas for our family outing. this is a good PhP40K saving.
well you might ask what made me think twice that allowed us to saved that PhP40K? the books and my new mindset with regards to creating passive income which i will talk about on my coming post next week since a lot of good things will happen on my birthday week. and i guess the good lord gave me a sign, i was on my way back to my old habit of compulsive buying until i saw this sign in edsa on our way to trinoma "LIKUAN U", it was really funny but it made sense for me during that day. sometime’s we get lost on our track whether spiritually, professionally or on our adventure to financial freedom but sometimes it only takes a sign to get back in line just by a "U TURN".
happy birthday to me, thanks to all those who greeted me. thanks to joyful office-friends that keeps the stress low and allow us to tour philippines and who also makes my work meaningful, thanks to high-school long-time friends who don’t don’t forget special occasions and find time to have fun from time-to-time, thanks to old officemate who still remember my birthday. thanks to my family for supporting me and most specially thanks to ghie, shuan and rylev for making life so meaningful….love you all.
by the way i'm blogging in the mall, i hope i don't see the d60 heheheheh
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