Friday, April 24, 2009

financial journey start


everything is happening this year with regards to financial learning. february could be the definite month, the month of love is the month of finances for me. a business idea was formulated regarding a canteen, the vending machine idea that was formulated last december begin to shaped but unfortunately the stars did not shine for us, another vending company just bagged the contract this week. it was a case of not being agressive and just relaying on connection and wrong people. maybe it was not really for us but lessons were learned, the important thing was to make sure i am always reminded of this lesson. but i was agressive with the canteen restaurant andi hope i am connected with the right people, however it is taking sometime for this project to take shape, i have 50% of the budget, i have 80% of the idea and how to execute the plans, 80% of the motivation to make it sucessful, and i think i can give a 100% of my energy to start it. what is missing is the 1 approval of the "main man" i hope it will not take me the whole month of april to wait to get the approval.

march was busy with creating new business with old clients, successfully convinced an old client to start a new project that will provide a good amount of cash flow. working on another old client to finalized a new project that will provide additional cash flow but with the current economic condition it might be hard to have the client sign-up. the two weeks stay in guam delayed all the projects and it actually push me back a month behind. but i did enjoy the trip. i am happy that i am on target in one of my financial goal this year to create new business and passive income.

april was cashflow and kiyosaki, invested on the game and shared it with other team members. got a good response from all the players which generated interest with those curious ones. just played my second game this evening and i am very proud to WIN the game in 1.5 hours, am i good? i guess yes cause i'd like to avoid saying "i'm lucky" ever since i've read this line from a book or a website which escapes my mind right now "luck is for the unprepared". journey start, cause this week marks my first encounter with stocks or online trading. i had the wonderful opportunity to attend a free seminar of citiseconline.com conducted by juan baredo who not only explained stock trading very clearly but made it fun, crunching numbers seems as easy as munching "chicharon". i guess this is the farthest i've gone in investing my time related to financial education, the four hour session was wonderful and insigthful, during the seminar i was saying to myself that i should have done it long time ago. next step will be to invest the actual cash and i hope it will be a good start for me to learn stocks.

i guess the opportunities i've mentioned above would have not materialized if i have not set my mind on it and if i was not able to sorround my self with people who are very interested in creating their passive income, again it is not luck since i planned for it and thought of it "auto-suggestion", thanks to napoleon hill.

i just need to be patient and consistent....good things comes to those who wait!

Friday, April 17, 2009

financial cashflow 101

Whoha! That's my Al Pacino reaction to the just concluded first CashFlow 101 game conducted in CTSI Logistics office, it was really a very fun and learning experience. The game started with lot's of delays, a total of 10-12 team members were packed in a 3X3 room. Six players, 2 bankers and I was the coordinator the rest were just there trying to learn but the noise and the unnecessary questions made it hard to start. However after about 30mins to the game, the players started getting serious especially when the players started buying real states and stocks. However it took more than an hour before one of the players got out of the Rat Race. Drei was the first one, followed by Jieh, Rose, Cez, AC. Rey who's actually the only non-newbie was not able to get out of the Rat Race, this made it more funnier and exciting. Since it only proves that even with all your experience you may still encounter a hard time getting out of the Rat Race, hopefully Rey was very patient and still tried his best to get out. Cez, finally one after 3 hours. I could say that it was a success since, even after Cez got her dream in the fast track which made her a winner the other players insisted on completing and acheiving their dreams. It was 3 hours of interesting conversation and knowledge sharing.


I believe that CashFlow 101 is one of the best way for people to start learning on how to gain financial knowledge, it does not only make you interested on how to create opportunities to generate passive income but it also gave a player a preview on how to play the stock market and how to handle real estate. I think it's the best way to create a mindset to financial freedom, I only played it once (today I was the facilitator) but it immediately made an impression on me that is why I decided to buy the game considering the not so cheap cost. It is my way of encouraging other team members to try and hopefully discovered by themselves skills or talents in managing and growing their financials. Through this game I hope to create a community within the company that in their free time find and generate opportunities for financial growth whether it be starting their own business, playing the stock market and/or real estate invesments. I believe that this positive idea will result to a positive output, "givers are gainers".


There is another game tomorrow morning, another set of different character to play the game. This made it more interesting for me as a facilitator since I learn something from the different personality of the players, understand them and how do they make decisions financially which really amazed me. I learn from each player and from each transactions.


I hope to keep the interest of the players into the game and set their mind to achieve financial freedom. Looking forward for more exciting, fun and full of learning game. Hopefully we can apply those techniques and ideas in actual life. I hope to see the day that a player got out of the RAT RACE....hope it's me heheheh....
BIGGIE EVERYTHING!!!!!




Wednesday, April 15, 2009

after 3 years


How could you loss you original blog???? Don't blog for 3 years, thats how you do it. Please don't be mislead by the title of my blog, im no preacher. I was going for the "veni vidi vici" but some lucky guy beat me to it, must be a fan of Cesar. What's with the title? Aside from the fact that I've unsucessfully tried several title, "jbern" my now not so secret code, "have it all" after the vitamin brand which I really think was appropriate for me and several other titles, I am already tired. So I browse this book I am currently reading and pick the best line from what I thought is the best pharagraph which goes like this "The amount is limited only by the person in whose mind the thought is put in to motion. Faith removes limitations! Remember this when you are ready to bargain with life for whatever it is that you ask as your price for having passed this way" - Napoleon Hill. Nice lines from this very inspiring man, I also thought it will be a good mantra for me, now that I am trying to outdone my last 14 years existance in this world as a professional. It will also be my slogan or our team slogan in trying to improve http://www.ctsi-logistics.com/ ranking for keyword 3PL. It will be a group effort, everybody in the team will try to as much as possible help in anyway, this is my way.


Now that I am done explaining about the title, I'll be busy conceptualizing what to blog but I guess the major blogs will focus on my adventure in improving my financial status. I am just starting and I think the moon and stars aligned for me since I can record my adventure in gaining financial knowledge, starting my first business, investing on stocks. It will definitely be an adventure since I will not only share my success but also my failures, I just hope there will be more success than failures in my blog. Another adventure that I will be sharing are escapades, sports activities, arts and anything that I will find interesting including people.


I guess this is good for a start, I am just hoping that I can discipline myself to create logs as often as possible to make this blog more interesting for the reader and hopefully they will be in thousands.


By the way, how do i get back the old blog jbern?